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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Adminstration, a U.S. Government Agency.

Loan Products


           

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The credit union uses an open-ended lending system. All loans, past, present and future, are cross-collaterized. Loans will be made only to qualified members.
     
Personal Loans: LEAHI FCU offers loans for any provident and legal purpose. How much you are eligible to borrow depends on your income. We have terms to fit all budgets, with up to 7 years to repay. Check out our quarterly specials.
     
New Vehicle Loans: We will finance any vehicle that has a Title of Ownership. Up to 100% financing is available. The more down payment you make, though, the lower the interest rate will be. Repayment terms of up to 7 years are available.

auto


Used Vehicle Loans:  If the vehicle is in the Blue Book, we will finance it. Financing is available even if you have paid more than the high Blue Book price. With terms to 7 years, payments can be matched to any budget. If you have your vehicle financed at another institution, check with us about refinancing. Our low rates can save you money. Check the value of the vehicle you want to buy or sell.

Bill Consolidation Loans:  If you owe more than your signature value will allow you to borrow, we have a special program that can ease your budget. We will consolidate your debts, up to $25,000 and guarantee you an interest rate at least 2% lower than the weighted average of your bills. Some restrictions and thresholds apply. Inquire at the CU office for full details.

Education Loans:  This is not a government loan program. It is a special personal loan available to students, parents or any member who is paying for education. It covers all types of education, from preschool through continuing education classes. We offer two programs. One is designed for repayment within the school term or school year and the other has extended repayment terms of up to 7 years.

Share Secured Loans:  A share secured loan has a low interest rate because you are basically borrowing your own money. Shares equal to the balance of the loan are pledged and are therefore not available for withdrawal. Up to 12 year repayment terms are available.

VisaŽ Credit Cards (Classic and Platinum):  Our VISAŽ cards have NO ANNUAL FEE and carry at low 10.9% interest rate. Balance transfers are not considered a cash advance. A 25 day grace period is available for repayment in full with no interest or service fees. Any member with a LEAHI FCU share draft account is guaranteed a VISAŽ card. Some restrictions may apply. Inquire at the CU office for full details.